Not asking anyone's numbers, just the how. I've been "saving for Seoul" for a year and somehow it keeps getting raided for car rego and birthdays. Did anyone set up something separate, or have a rule that actually worked? Also curious if people budget a buffer for the unexpected bits (extra nights, taxis, pharmacy runs).
Separate account with a boring name so you don't think of it as spending money, plus an auto-transfer the day after payday. And yes, buffer. I'd treat 15–20% on top of the trip budget as untouchable for extra nights, a changed flight, taxis on bad days. If you don't use it, nice surprise.
i put all my "found money" in it. tax return, selling stuff on marketplace, the $20 from nan. adds up faster than you'd think
the boring name thing is genius. mine is currently called "SEOUL ✨" which is basically asking to be spent
Separate account with no card attached. If I have to log in and transfer it out, I think twice.